Your Medicare & Retirement Planning Partners

MediGapByPhone is an independent insurance and retirement-planning agency dedicated to helping individuals and families make confident, informed decisions about their health coverage and financial future. Serving clients across Louisiana, Mississippi, Alabama, Texas, Arkansas, Georgia, and Tennessee, our team provides clear, unbiased guidance backed by access to top-rated insurance carriers nationwide. We specialize in Medicare Advantage, Medicare Supplement, under-65 health insurance, life insurance, group coverage, supplemental plans, and retirement-focused financial solutions.

At the center of our team is Stephen — “The Medicare Guy” — a trusted advisor with decades of experience helping pre-retirees and retirees protect, grow, and preserve their assets. Through our work with MediGapByPhone and Retirement Advisors Group, we stay fully engaged in the financial services industry and up to date on evolving regulations, plan options, and best practices. Stephen has served on the Financial Planning Association (FPA) local board of directors and maintains an active association with this national network of financial professionals. Whether you’re navigating Medicare for the first time or planning the next stage of retirement, we’re here to provide the support, clarity, and personal attention you deserve.

MediGapByPhone proudly serves clients throughout the Southeast and beyond, offering expert Medicare and insurance guidance across Louisiana, Mississippi, Alabama, Texas, Arkansas, Georgia, and Tennessee. Whether you’re in a major city or a small rural community, our phone-based approach makes it easy to get personalized advice and enroll in the coverage you need—without traveling or scheduling hassles. No matter where you call home in these seven states, you can count on us for dependable support, clear explanations, and access to top-rated insurance options.